Loan

Providing financing assistance at low interest rates for future value-added, environmentally friendly and socially friendly investment projects...

• We handle working capital and other loans that you need to expand your business and increase your profits.

№	Type of loan	Fee	Interest rate	Maturity of loan	Requirements
1.	Online loan	5000₮	5%	6 months	A citizen with a fixed income.
2.	Mobile phone number secured loan	1%	3%	6 monts	9911.... 8811....  will be granted a consumer loan as collateral.
3.	Real estate secured loan	1%	3%	6 months	You can get a loan by pledging real estate.
4.	Gold customer loan	0.5%	To be fixed	To be fixed	Only customer of money transfer.
5.	Project loan	0.5%	To be fixed	To be fixed	Valueable projects.

 

Online loan

Purpose

• It is a low-value, short-term loan service for clients with sudden financial needs.

Requirements

• Must be a citizen of Mongolia who has reached the age of 18
• Have a regular mobile phone number and email address
• Be a customer who meets the credit score criteria set by the income indicator
  • Must have paid tax on a social security for the last 6 months /I'M CREDIT/ "Most CS points >20"
  • Habits of taking and paying loans through fintech / CONSUMER LOANS / “Most CS points >50”
• Permanant citizen of Ulaanbaatar
  • Be a citizen of 9 districts of UB city
  • Have a registered temporary residence address in UB, have paid VAT for at least 24 months, of which 12 months must have been working regularly in the same organization
• No history of non-performing loans of the Bank of Mongolia in the last 5 years
• The debt-to-income ratio should not be excessive

Loan products	Consumer loans	I'MCREDIT
Loan amount	up to 2 million tugriks	up to 3 million tugriks
Loan interest	5%	5%
Maturity of loan	up to 3 months	up to 5 months

List of materials to be required

• ID
• ID reference
• Validation of Social security tax payment
• Address register reference of civil residence
• Credit Information Inquiry

MOBILE NUMBER SECURED LOAN

Purpose

• It is a credit service provided for unexpected financial needs by pledging mobile phone numbers starting with 9911 and 8811 for customers.

Requirements

• Must be a citizen of Mongolia who has reached the age of 18
• Have a regular income
• No history of non-performing loans of the Bank of Mongolia in the last 5 years

Loan amount	3-15 million tugriks
Loan interest	1-3 %
Maturity of loan	up to 6 months

REAL ESTATE SECURED LOAN

Purpose

• It is a low-value, short-term loan service for clients with sudden financial needs.

Requirements

• Must be a citizen of Mongolia who has reached the age of 18
• Have a regular income
• No history of non-performing loans of the Bank of Mongolia in the last 5 years

Loan amount	3-15 million tugriks
Loan interest	1-3 %
Maturity of loan	up to 6 months

GOLD CUSTOMER LOAN

Purpose

• It is a low-value, short-term loan service for remittance customers with sudden financial needs.

Requirements

• Must be a citizen of Mongolia who has reached the age of 18
• Have a regular income
• No history of non-performing loans of the Bank of Mongolia in the last 5 years
• Be a customer who has been using the money transfer service for more than 2 years

Loan amount	3-15 million tugriks
Loan interest	3-6 %
Maturity of loan	up to 6 months

PROJECT LOAN

Purpose

• A loan service for future value-creating projects under development.

Requirements

• Must be a citizen of Mongolia who has reached the age of 18
• Have a regular income
• No history of non-performing loans of the Bank of Mongolia in the last 5 years
• Be a customer who has been using the money transfer service for more than 2 years

Loan amount	To be fixed
Loan interest	To be fixed
Maturity of loan	To be fixed